Refinancing Nation – Why are Homeowners Refinancing?

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Refinancing your mortgage is a lot like trading in a car – you’re looking for something better, but also don’t want to get ripped off.  And, just as the economy affects the demand, supply, and prices of new and used cars, so it is with home refinances, with such things as financial institutions’ willingness to lend, market demand for interest bearing assets, home owner confidence in their expected income streams and desired spending patterns all affecting the strength of the market. (more…)


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