30 Year Fixed Mortgage Rates
rising again = Act Now!

  • Plan to stay in your home for longer than 5 to 7 years?
  • Prefer a consistent mortgage payment for budget planning?
  • Want the peace of mind that comes with a payment that never changes?
  • Having the lowest fixed payment possible is the most important thing to you in the mortgage?

Qualifying for a 30 year Mortgage - Fannie Mae

  • Get a refinance for up to 95% of your property value
  • Get a purchase mortgage with just 5% downpayment
  • Loan amounts from $50,000 to over $1,000,000
  • Credit Score requirement 620+

The Fine Print - Right Up Front!

  • Monthly payments amortized over 30 years and include principal and interest
  • Optionally waive escrows - don't include property taxes and insurance in your mortgage payment
  • Payment stays fixed for 30 years
  • Rates mentioned on this page are indicative and averages across Texas and California. Your actual rate would depend on various factors such as your credit history and amount of home equity.
  • Loans options available with and without closing costs
  • No prepayment penalty - pay your mortgage off anytime
Mortgage Rate Chart - Click a loan type below to view the trend