FHA Loans Offer Choice to American Homeowners

  • Do you need less stringent qualification and credit requirements?
  • Buying a house with a down payment of 3.5% or more?
  • Want to refinance up to 97.75% of your house's value?
  • Do you prefer the security of a government-insured loan?
  • Already have an FHA insured mortgage and want a super-smooth FHA streamline refinance with minimal documentation?

More and more Americans are opting for an FHA mortgage!


More Information on FHA programs

  • Easier debt-to-income ratio qualification terms - You could qualify for an FHA loan with lower income even if you don't qualify for Fannie & Freddie!
  • Created to make home ownership accessible to more people, and administered by the US Department of Housing and Urban Development (HUD)
  • Mortgages to purchase single-family homes, condominiums and 1- to 4-unit multifamily homes
  • Mortgages for manufactured or mobile homes (with or without land)
  • Refinance mortgages, whether or not your current loan is with FHA.
Mortgage Rate Chart - Click a loan type below to view the trend