Some people have an eye for design, though I must admit I do not. When it comes to choosing my home décor, I need inspiration, a lot of it. Luckily there are many great home design bloggers to rescue those of us that are design challenged. (more…)
When applying for a home loan, one of the primary questions you must answer is whether to choose a 15-year, 20-year, or a 30-year fixed mortgage. All three options have their merits and flaws, and with interest rates at near historic lows, it is an excellent time to apply for or refinance to a 15 or 30-year mortgage, or even the less common but very sensible 20-year mortgage. Rates are great, but which is the best option? Not surprisingly, it depends on your personal goals and your financial situation. (more…)